Business Banking - CD Rates
Certificate Account Rates
Effective as of July 26, 2010 |
| This disclosure contains information about terms, fees, and interest rates for certificates of depost. The annual percentage yield on all certificates of deposit with a term length indicated in a range of days/months is calculated on the minimum term length for that particular certificate. For example, on a 90-179 Day Certificate of Deposit, the annual percentage yield is calculated on 90 days. |
| Product Name |
Minimum Opening Deposit |
Tier Start Amt |
Tier End Amt |
Interest Rate |
APY |
|
| 90-179 Day Time Deposit*
|
10,000.00 |
|
|
|
|
|
| Tier 1 |
|
10,000.00 |
24,999.99 |
.40% |
.40% |
|
| Tier 2 |
|
25,000.00 |
49,999.99 |
.50% |
.50% |
|
| Tier 3 |
|
50,000.00 |
99,999.99 |
.60% |
.60% |
|
| Tier 4 |
|
100,000 and up |
|
.80% |
.80% |
|
| |
|
|
|
|
|
|
| 180-364 Day Time Deposit* |
10,000.00 |
|
|
|
|
|
| Tier 1 |
|
10,000.00 |
24,999.99 |
.60% |
.60% |
|
| Tier 2 |
|
25,000.00 |
49,999.99 |
.70% |
.70% |
|
| Tier 3 |
|
50,000.00 |
99,999.99 |
.80% |
.80% |
|
| Tier 4 |
|
100,000 and up |
|
1.00% |
1.00% |
|
| |
|
|
|
|
|
|
| 12-17 Month Time Deposit* |
10,000.00 |
|
|
|
|
|
| Tier 1 |
|
10,000.00 |
24,999.99 |
.80% |
.80% |
|
| Tier 2 |
|
25,000.00 |
49,999.99 |
.90% |
.90% |
|
| Tier 3 |
|
50,000.00 |
99,999.99 |
1.00% |
1.00% |
|
| Tier 4 |
|
100,000 and up |
|
1.19% |
1.20% |
|
| |
|
|
|
|
|
|
| 18-23 Month Time Deposit* |
10,000.00 |
|
|
|
|
|
| Tier 1 |
|
10,000.00 |
24,999.99 |
.90% |
.90% |
|
| Tier 2 |
|
25,000.00 |
49,999.99 |
1.00% |
1.00% |
|
| Tier 3 |
|
50,000.00 |
99,999.99 |
1.10% |
1.10% |
|
| Tier 4 |
|
100,000 and up |
|
1.29% |
1.30% |
|
| |
|
|
|
|
|
|
| 24 Month Time Deposit* |
10,000.00 |
|
|
|
|
|
| Tier 1 |
|
10,000.00 |
24,999.99 |
1.29% |
1.30% |
|
| Tier 2 |
|
25,000.00 |
49,999.99 |
1.39% |
1.40% |
|
| Tier 3 |
|
50,000.00 |
99,999.99 |
1.49% |
1.50% |
|
| Tier 4 |
|
100,000 and up |
|
1.59% |
1.60% |
|
| |
|
|
|
|
|
|
| 60 Month Time Deposit* |
10,000.00 |
|
|
|
|
|
| Tier 1 |
|
10,000.00 |
24,999.99 |
1.79% |
1.80% |
|
| Tier 2 |
|
25,000.00 |
49,999.99 |
1.89% |
1.90% |
|
| Tier 3 |
|
50,000.00 |
99,999.99 |
1.99% |
2.00% |
|
| Tier 4 |
|
100,000 and up |
|
2.18% |
2.20% |
|
| |
|
|
|
|
|
|
| 12 Month Bump Up*,** |
10,000.00 |
|
|
|
|
|
| Tier 1 |
|
10,000.00 |
24,999.99 |
0.35% |
0.35% |
|
| Tier 2 |
|
25,000.00 |
49,999.99 |
0.45% |
0.45% |
|
| Tier 3 |
|
50,000.00 |
99,999.99 |
0.55% |
0.55% |
|
| Tier 4 |
|
100,000 and up |
|
0.75% |
0.75% |
|
| |
|
|
|
|
|
|
| 24 Month Bump Up*,** |
10,000.00 |
|
|
|
|
|
| Tier 1 |
|
10,000.00 |
24,999.99 |
0.45% |
0.45% |
|
| Tier 2 |
|
25,000.00 |
49,999.99 |
0.55% |
0.55% |
|
| Tier 3 |
|
50,000.00 |
99,999.99 |
0.65% |
0.65% |
|
| Tier 4 |
|
100,000 and up |
|
0.85% |
0.85% |
|
Annual Percentage Yield accurate as of July 26, 2010. Fees could reduce the earnings on the account. For current rate information call 253.471.1500.
*A penalty will be imposed for early withdrawal.
**The interest rate and annual percentage yield may change after account opening.
